Merchant Services
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We offer competitively priced credit card processing services because we have direct relationships. This high-volume relationship provides us with very competitive rates. We pass these savings on to our customers. We can offer these rates to your company whether or not we process a Cash Advance for you.

This high-volume relationship provides us with very competitive rates. We pass these savings on to our customers. We can offer these rates to your company whether or not we process a Small Business Financing for you.

We estimate that less than well under 10% of small businesses use check imaging devices, yet the benefits are faster access to cash, reduction in errors, and lower overall costs considering your company's human effort and transportation to deposit checks. We offer a flat rate services with high-quality scanning devices. Please contact an account executive at 1-877-221-3003 to discuss this exciting, new service.

Consider some of the benefits:

• Reduce check processing and handling costs
• Accelerate deposits
• Fraud screening/Check guarantee services available
• Reduce bank fees for deposits and return items
• Speed collection of NSF checks and increase likelihood of collection

Advancements in technology and the success of large-volume retailers using loyalty and gift cards has brought these marvelous customer retention and branding tools to smaller merchants. Prices are surprisingly affordable, and when compared to the cost of acquiring a new customers, these cards are very cost effective.

There are many benefits to a merchant with these services

1. Paper vs Plastic – Experience has shown that plastic gift card sales increase an average of 35% over current paper certificate programs. Also, customers spend more with plastic with average sales about 40% more than paper.
   
   
2. Will enhance your business’ professional image. Puts you on a level playing field with the major chains that already have this type of program in place.
   
   
3. Carrying a plastic card with your logo in their wallet is like having a mini billboard in your customers’ hands every day.
   
   
4. Increases profitability – No cash back is given with gift cards, if you desire.
   
   
5. You will benefit from the float since you have the funds until the card is redeemed.
   
   
6. Experience shows that 5-15% of gift card values are never redeemed. This fact can pay for your program by itself.
   
   
7. Reduces theft potential since cards have no value until activated unlike paper gift certificates that are usually kept under lock and key.
   
   
8. Has been shown to reduce shoplifting when a policy to put refunds without a receipt on a gift/stored value card. Discourages stealing and then asking the cashier for cash back. Many national chains have developed this as store policy.
   
   
9. You can view and print real-time activity reports from your PC, will receive monthly reports via email, plus you will get daily reports from your terminal.
   
   
10. Ease of issuance and redemption – employees just need to swipe the card through the terminal to load or redeem value on the card, which only takes seconds.
    
    
11. Having a successful loyalty program in place means more visits by your current customer base that may mean that you can reduce advertising costs to attract new customers since tables are already filled. Also, if you are using coupons such as buy 1 get 1 free then you are giving up much more in profits then if you were to reward loyal customers with a free appetizer after spending $100.00 in previous visits. As you know, Client Retention is one of the most important aspects of your business and of course it is much more expensive to find new customers then to keep your existing ones coming back again and again.