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Client Testimonials

We pride ourselves on providing excellent customer service, honest answers and competitive pricing.

Apply Now For a Small Business Loan

Whether we provide you with a small business loan, a merchant advance, receivables factoring or if we reduce your monthly costs to process transactions, we aim to increase your company's growth and profits.

Our customers agree.

"I will def call u guys again if I need a loan, thank you for your help" Ilir M., Pizza Restaurant in Texas Oct 2009

"Hey Chris. You guys have been great. Thanks again, you have been super." Wedding Shop in Arizona Dec 2009

"Thanks a million. It seems to be going pretty well, we may be interested at some point of rolling it over and doing it again." Tom T., Medical Billing Company, Southern California, Dec 2009

"Chris, I have to commend you on your promptness. After going through a whole month with the other guys,and still being declined. I am really impressed how quickly you moved things along. I will tell all of my fellow business aquaintences about you and your wonderful service. Again, I thank you for assisting me in such a timely fashion." Sherri O., Salon in Florida Sept 2009

"Thank you for helping me grow my inventory and take share during this tough market." Darryl B. Apparel Retailer, Northern California, July 2009

"Chris, Everything going great. Very happy with my experience with you. Thanks." Larry C., Retailer in AZ Nov 2009



Chris, we were very impressed with how fast you got us the money. You guys are first on our list! John M., Illinois

Get A Fixed-Term Loan Quote

Get Started - Fixed-Term Loan Application

We have four different ways you can see if you qualify for a fixed-term loan. Unlike working with a bank, all these methods take under a day or two.

You can estimate the rates you may expect from this type of financing by using the calculator to the right. If you'd like to compare these to a business business cash advance or a low-credit business cash advance, you can visit those pages and view the business cash advance calculators.

 

*Cash Federal directly funds advances or makes referrals. Merchant Cash Advances are not loans. Cash Federal refers loans to regulated lenders -
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With a fixed-interest loan, if you pay back at a slower rate, you will owe more interest. In this respect it is simi thenlar to a credit card, where carrying a balance will hurt you. However, the fixed-interest programs that are available to small business owners currently have lower effective interest rates than the fixed-term loans. If you plan to pay off this loan before it is due, this kind of loan will benefit you.

One potential drawback of popular fixed-interest loan programs available for merchant, though, is that the expected interest payments the business will pay in the future are not known in advance. This is because daily payments are tied to an unknown in the future, which are sales. So, if sales are slower, then the payback term will be greater, incurring a larger interest payment over the course of the loan. Our experience, though, is that these fixed-interest loans typically have the lowest rates when compared to fixed-term loans and business cash advances.

If you'd like to compare a fixed-term loan to a business business cash advance or a low-credit business cash advance, you can visit those pages and view the business cash advance calculators.

 

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